Why Uninsured/Underinsured Coverage is So Important
The most important part of your car insurance, UM/UIM. There are different options you can get with your car insurance such as comprehensive coverage, medical payments, etc., but the most important thing you can get is Unisured/Underinsured coverage. So why is Uninsured/Underinsured coverage so important to have on your plan? To begin, 1 out of […]
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Expert Witnesses: Who are they and what can they do for your case?
Expert witnesses are different than lay or “normal” witnesses because they are allowed to share their opinion on a matter. Lay witnesses are only able to testify as to what they saw or what they heard. Under the Colorado Rules of Evidence 702, Expert witnesses are defined as “A witness qualified as an expert by […]
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Will Hiring an Attorney Get you More Money from Your Accident?
The answer in nearly every case is, yes! First, if you are representing yourself you have the lowest level adjusters who have only minimal authority and really don’t know the law. Almost every insurance company has higher tier adjusters when an attorney is involved. There are different adjusters based upon their experience level, the more […]
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What to do if you have a car accident or personal injury case during Co-Vid19?
Co-Vid19 Legal Questions FAQ: What should you do if you have been injured or in a car wreck during this time? First of all, you should still seek medical treatment if you were just injured in a car wreck. If you have already done some treatment and do not continue to seek treatment, this could […]
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Getting the Most Compensation from an Insurance Company After a Car Accident
Do you want to get the maximum settlement from a car accident? There are Colorado laws in place to help injured people get fully compensated. One of those laws is called the Collateral Source Doctrine which states that if a collateral source (namely your health insurance company) reduces a billing then the person who caused […]
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Getting the Most Compensation from an Insurance Company After a Car Accident
Do you want to get the maximum settlement from a car accident? There are Colorado laws in place to help injured people get fully compensated. One of those laws is called the Collateral Source Doctrine which states that if a collateral source (namely your health insurance company) reduces a billing then the person who caused […]
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E-Scooters and Liability, Are You Covered?
FAQ: What happens if I get into an accident with an e-scooter? Dockless, electric scooters arrived suddenly last summer and are apparently here to stay for the foreseeable future. Despite the general disagreement over whether or not this is a good thing, many Denver residents have adopted them as their new means of transport for […]
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E-Scooters and Liability, Are You Covered?
FAQ: What happens if I get into an accident with an e-scooter? Dockless, electric scooters arrived suddenly last summer and are apparently here to stay for the foreseeable future. Despite the general disagreement over whether or not this is a good thing, many Denver residents have adopted them as their new means of transport for […]
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Teenage Drivers, Keeping Kids Safe and Premiums Low
FAQ: What are the best ways to keep insurance premiums for teenage drivers low? Do you have a teenager that’s about to hit the road for the first time? It’s a scary prospect as a parent, especially considering (according to 2016 national statistics) that motor vehicle accidents were the leading cause of death for people […]
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Teenage Drivers, Keeping Kids Safe and Premiums Low
FAQ: What are the best ways to keep insurance premiums for teenage drivers low? Do you have a teenager that’s about to hit the road for the first time? It’s a scary prospect as a parent, especially considering (according to 2016 national statistics) that motor vehicle accidents were the leading cause of death for people […]
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Working with Insurance Companies after an auto accident: Yours (UM/UIM) and Theirs (BI)
UM/UIM stands for Under/Uninsured Motorist; BI stands for Bodily Injury, you elect UIM coverage through your own insurance; the other parties’ insurance is BI, coverage available for bodily injury to you caused by another driver. After a motor vehicle accident people are deeply shocked, often times injured, and quite unsure what to do next. After […]
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Insurance Companies and Their Process of Adjustment, or, Can a Robot Settle Your Personal Injury Claim?
You went out shopping today. You looked at spring flowers and looked forward to the new garden you’re about to put in. You have so many ideas! You’re on your way home feeling pretty good. Then WHAM. You get hit from behind by a distracted driver. After the shock of a motor vehicle accident and […]
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What Does It Mean When a Jury is Advised that a Defendant Accepts Liability?
Despite the frequency with which jury trials are portrayed on television and in movies, when a person ends up called to serve on a jury, that individual is likely to encounter a number of seemingly foreign concepts. For example, in some situations a judge may advise a jury at the start of a personal injury […]
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What are punitive damages?
What are punitive damages? When someone is hurt in an accident, the non-negligent party is likely owed compensation from the intentionally harmful or negligent party. In the State of Colorado, if the negligent party acted with malicious intent or was unreasonably reckless in their conduct that caused the injury, the plaintiff may be owed Exemplary […]
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Car Accidents and the Statute of Limitations
Overview The aftermath of a car accident represents what oftentimes is best described as a life altering experience. If you find yourself in such a position, you likely face physical injuries, pain and suffering and perhaps even permanent physical damage. You also may find yourself juggling medical bills and not being able to work. On […]
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Understanding Caps on Damage Awards: Limits Paid to Victims of Negligence
Over the course of the past couple of decades, an inordinate amount of media attention has focused on so-called “high awards” or “high jury verdicts” in lawsuits involving an injured person or medical negligence. A prime example of a case that received a great deal of attention a number of years ago, and that remains […]
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What is Contributory Negligence?
If you are injured in an auto-accident or if you have been the victim of an intentional or negligent incident, one common defense that will be used against you will be the defense of contributory negligence. Contributory negligence allows the defendant to show that the plaintiff was also responsible for the injury or damages. Contributory […]
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Calculating Lost Wages in a Personal Injury Case
Injured parties can’t work and it can be devastating for families. For most individuals suffering from a major injury, many sleepless nights are spent worrying about your immediate and future financial needs. If plaintiffs are engaged in multiple levels of employment, they may have a more difficult time proving their lost wages. For instance, many […]
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Protecting Your Interests After a Car Accident: Understanding a Lien Agreement
In the aftermath of a car accident, you will need to make contact with a variety of different types of entities. These include insurance companies, but also health care providers of different types. Not only do you need to be cautious of documents you sign related to insurance claims you must also take care when […]
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Two Common Mistakes an Injured Party Makes After a Car Accident
In the aftermath of a car accident, it is very easy for an injured person to make a misstep when dealing with an insurance company. In other words, following an accident, the other driver’s insurance company will make contact with the injured person. The insurance company may appear to be make reasonable, logical and necessary […]
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