Understanding Insurance Tactics After an Accident: Protecting Yourself from Liability Traps
Dealing with the aftermath of a car accident is stressful enough without having to navigate the complexities of medical bills and insurance company tactics. Unfortunately, even when the other party has accepted liability, there are several strategies insurers use to minimize their payouts. At Harding & Associates, P.C., we have seen how insurance companies try […]
Understanding Published Opinions in Colorado Courts: What You Need to Know
If you’ve ever watched Court TV or followed legal proceedings closely, you may have heard references to a published opinion, such as in Smith v. Jones. But what exactly is a published opinion, and why is it important? At Harding & Associates, P.C., serving Denver, CO, we believe in educating our clients about the legal […]
Handling Legal Complexities in Bike-on-Bike Accidents
At Harding & Associates, P.C., we often see complex cases involving bike accidents, especially when both parties are cyclists. These types of accidents bring unique legal challenges, including liability issues and the role of insurance companies. In a recent case, we represented one of the cyclists involved in a bike-on-bike accident. This case highlighted key […]
How to Navigate a Bicycle and Car Accident Case: Insights from Harding & Associates, P.C.
At Harding & Associates, P.C., we frequently handle cases involving bicycle and car accidents, which can be particularly complex. In a recent case, we represented a cyclist who was hit by a car, resulting in a broken femur and $70,000 in medical bills. This case highlighted several key legal concepts that are essential for anyone […]
Navigating Premises Liability: Insights from Harding & Associates, P.C.
Premises liability cases can be complex, especially when you’re injured on someone else’s property. At Harding & Associates, P.C., we regularly help clients navigate these challenges to maximize their recovery. Understanding the laws that govern these situations is crucial, as is knowing your rights under Colorado’s Premises Liability Act (PLA). Understanding the Premises Liability Act […]
Navigating Personal Injury Cases: Insights from Phil Harding
Protecting Your Rights: Insurance Tactics in Personal Injury Cases When you’re involved in a personal injury case, understanding the tactics used by insurance companies is crucial. Phil Harding of Harding & Associates, P.C., offers valuable advice on how to protect your rights and secure fair compensation. Understanding Insurance Tactics Insurance companies often attempt to settle […]
The Crucial Role of Expert Witnesses in Legal Cases: Insights from Harding & Associates, P.C.
The Crucial Role of Expert Witnesses in Legal Cases: Insights from Harding & Associates, P.C. At Harding & Associates, P.C., we understand that navigating complex legal battles, especially those involving technical or medical issues, often requires specialized knowledge. That’s where expert witnesses come into play. These professionals provide the insights and opinions necessary to clarify […]
Understanding Uninsured/Underinsured Motorist Coverage by Harding & Associates, P.C.
When you’re considering auto insurance, it’s essential to think beyond just liability and collision coverage. At Harding & Associates, P.C., we emphasize the importance of uninsured/underinsured motorist (UIM) coverage. This critical component can protect you in situations where the at-fault driver has no insurance or insufficient coverage to pay for your damages. UIM coverage serves […]
Navigating Wrongful Death Claims in Denver: A Guide for Families
Losing a loved one due to someone else’s negligence or wrongful actions is a devastating and life-altering experience. In Denver, families of the deceased can seek justice and compensation through a wrongful death claim. Understanding the legal steps involved is crucial for families to ensure they handle the process correctly and respectfully. Here’s what families […]
The Role of Evidence in Your Injury Case: Importance and Effective Gathering Techniques
In personal injury cases, evidence is the cornerstone of establishing liability and quantifying damages. The strength of your case largely depends on the quality and quantity of evidence you can present. Whether you’re dealing with an auto accident, a slip and fall, or any other type of injury, understanding how to effectively gather and preserve […]
Motorcycle Safety and Legal Rights: Essential Guide for Denver Motorcyclists
Riding a motorcycle in Denver can be exhilarating, but it also comes with its own set of risks. Understanding how to stay safe on the road and knowing your legal rights can help you navigate both preventive measures and necessary actions if an accident occurs. Here’s a detailed look at motorcycle safety tips coupled with […]
Navigating Slip and Fall Claims in Colorado: Your Complete Guide
Slip and fall accidents are more than just minor mishaps—they can lead to serious injuries and complex legal battles, particularly in Colorado where icy winters and rugged terrain are part of daily life. If you find yourself a victim of such an incident, it’s crucial to know how to proceed to protect both your health […]
Maximizing Your Injury Settlement: Key Tips for Enhancing Compensation in Personal Injury Cases
Navigating a personal injury case can be a daunting and complex process, especially when you are recovering from your injuries. If you find yourself in such a situation, it’s crucial to know how to maximize your injury settlement. A well-managed case can lead to a compensation package that fully covers both your immediate and long-term […]
The Impact of Legal Representation in Injury Cases: Significance and Benefits
In the realm of personal injury law, the role of legal representation cannot be overstated. Personal injury cases often involve complex legal and medical issues, making skilled legal representation crucial for victims seeking justice and compensation. This article highlights the significance and benefits of having proficient legal counsel in injury cases. The Vital Role of […]
Maximizing Your Personal Injury Claim: Strategies for Effective Pursuit
Personal injury claims arise when individuals suffer harm due to someone else’s negligence or intentional actions. Successfully navigating these claims not only involves understanding the legal framework but also employing strategies to maximize the potential compensation. This article aims to offer insights on effectively pursuing and maximizing a personal injury claim, focusing on strategic approaches […]
Civil Litigation: A Client’s Guide to the Legal Journey
Civil litigation encompasses a broad spectrum of legal disputes where individuals, businesses, or organizations seek resolution for non-criminal matters. Understanding the intricacies of the civil litigation process can be daunting for clients embarking on this path. This guide aims to provide an overview of the civil litigation process, offering clarity on what clients can expect […]
The Role of a Wrongful Death Attorney: Navigating Sensitive Legal Matters
Wrongful death cases are among the most sensitive legal issues, often involving intense emotional distress for the families involved. Understanding the role of a wrongful death attorney is crucial for those navigating this challenging legal terrain. This article discusses the importance and specific roles of wrongful death attorneys, providing insight into how they assist in […]
What To Do After a Slip and Fall Accident: Immediate Steps and Legal Considerations
Slip and fall accidents can happen unexpectedly and result in significant injuries. It’s crucial to know the appropriate actions to take immediately after such an accident, both for health reasons and to protect any potential legal claims. This guide provides advice on the immediate steps to take following a slip and fall accident, focusing on […]
Understanding Motorcycle Accident Litigation: Complexities and Victim Guidance
Understanding Motorcycle Accident Litigation: Complexities and Victim Guidances Motorcycle accidents often lead to complex legal cases due to the unique aspects of motorcycle riding and the severity of injuries involved. This article aims to explore the intricacies of motorcycle accident litigation, focusing on what victims need to know, the role of legal advice, and how […]
Navigating Car Accident Claims in Denver: Understanding the Process and Legal Rights
Navigating Car Accident Claims in Denver: Understanding the Process and Legal Rights Navigating the aftermath of a car accident can be challenging, especially when it involves legal proceedings and insurance claims. For residents of Denver, understanding the specifics of local laws and the overall claims process is crucial. This article aims to provide a comprehensive […]
Slip and Fall Cases: What You Need to Know
Handling a slip-and-fall case can be complex and requires a thorough understanding of the legal landscape. For residents of Denver, Colorado, it is essential to navigate these cases with a local attorney familiar with Colorado laws and the specific circumstances that can affect such cases. In this article, we will explore the critical aspects of […]
Car Accident Checklist: What To Do
At the Scene of an Accident: Ensure Safety: Check for injuries and move to a safe location. Call Emergency Services: Dial emergency services (911) and report the accident. Exchange Information: Share contact, insurance, and vehicle details with the other involved parties. Document the Scene: Take photos/videos of the accident, including vehicle damage and surroundings. Seek […]
Important Advice for Hospitalized Individuals After an Injury
Don’t Delay Handling Medical Bills When you’re injured, especially in situations like car accidents or injuries on someone else’s property, the insurance company for the person who injured you WON’T pay for your medical bills as they come in. They typically issue a single payment when your case is settled. To make sure your medical […]
Maximizing Your Recovery After an Injury on Someone Else’s Property
Getting injured on another person’s property can be a distressing experience, but understanding your rights and the legal nuances involved can make a significant difference in the outcome of your case. In this blog post, we’ll explore key aspects of personal injury cases related to injuries that occur on someone else’s property, and how you […]
What to Know Before Working with a Wrongful Death Attorney
Losing a loved one is one of the most difficult experiences a person can go through. When that loss is due to someone else’s negligence, the situation can feel even more devastating. In such cases, family members may be able to pursue a wrongful death lawsuit to hold the responsible parties accountable for their actions. […]
Why You Need a Car Accident Lawyer in Denver
Car accidents are a common occurrence, and they can be very traumatizing. In many cases, you may be left with injuries, medical bills, and other related expenses. That is why it is essential to hire a car accident lawyer in Denver to help you with your case. Analyzing your Case The first reason to hire […]
An Introduction to Colorado Courts
We’ll start with Colorado’s most accessible court, Small Claims Court. Then we’ll work up through the Municipal Court system, the County Court system, the District Court system, the Colorado Court of Appeals, and finally, the Colorado Supreme Court. (We will not discuss the Probate Court, Juvenile Court or Water Court.) Small Claims: Small Claims Court […]
What is the most common type of car accident?
Broadly speaking, accidents are prevalent in Denver, Colorado. Additionally, countless people are injured by accidents throughout the United States. Some of the most common accidents are with motorcycles or cars. The leading cause of these accidents is driver error whether following too closely, distracted driving, speeding, driving while impaired or failing to yield to other […]
Do You Need a Pedestrian Accident Lawyer in Denver, Colorado?
Do You Need a Pedestrian Accident Lawyer in Denver, Colorado? Pedestrian accidents are frequent and often severe, causing significant injuries or even death. These incidents result in high medical bills, lost wages, and emotional distress. But what are the primary causes of these accidents? Some common types and causes include: Distracted Driving & Texting: When […]
Car Accidents and Wrongful Death Cases
A wrongful death claim or case is defined pursuant to Colorado law as a death because of the negligence of someone else. A common cause of a wrongful death in the state of Colorado (and elsewhere) is a negligent, careless or reckless motorist. Certain family members possess the legal ability to file a wrongful death […]
Protect Your Rights after a Traffic Accident: Document the Scene
In this age of ubiquitous “image making” devices – including smart phones – little excuse exists for properly documenting the scene of a traffic accident to protect your rights and interests. Three important admonishments must be kept in mind before focusing on the specific steps you must take to document the scene of a traffic […]
Do You Need an Auto Accident Attorney?
You get into a car accident, and you file an insurance claim. It’s simple, right? After all, this is why you’ve been paying your premiums. And you fully expect them to compensate you fairly for the damages. Except insurance companies have a history of taking advantage of claimants who do not have an auto accident […]
Tips on Hiring a Personal Injury Attorney
The aftermath of a personal injury represents a challenging experience in and of itself. You likely find yourself dealing with pain, mounting bills and frustration if not actual despair. Understanding the aftereffects associated with an injury caused by someone else’s negligence, the process of selecting a lawyer to protect your rights and interests need not […]
Why Uninsured/Underinsured Coverage is So Important
The most important part of your car insurance, UM/UIM. There are different options you can get with your car insurance such as comprehensive coverage, medical payments, etc., but the most important thing you can get is Unisured/Underinsured coverage. So why is Uninsured/Underinsured coverage so important to have on your plan? To begin, 1 out of […]
Expert Witnesses: Who are they and what can they do for your case?
Expert witnesses differ from lay or “normal” witnesses in that they possess the privilege to express their opinions on matters within their field of expertise. While lay witnesses are restricted to recounting facts based on what they observed or heard, expert witnesses are permitted to provide their informed viewpoints. According to Colorado Rules of Evidence […]
Will Hiring an Attorney Get you More Money from Your Accident?
The answer in nearly every case is, yes! First, if you are representing yourself you have the lowest level adjusters who have only minimal authority and really don’t know the law. Almost every insurance company has higher tier adjusters when an attorney is involved. There are different adjusters based upon their experience level, the more […]
What to do if you have a car accident or personal injury case during Co-Vid19?
Co-Vid19 Legal Questions FAQ: What should you do if you have been injured or in a car wreck during this time? First of all, you should still seek medical treatment if you were just injured in a car wreck. If you have already done some treatment and do not continue to seek treatment, this could […]
Getting the Most Compensation from an Insurance Company After a Car Accident
Do you want to get the maximum settlement from a car accident? There are Colorado laws in place to help injured people get fully compensated. One of those laws is called the Collateral Source Doctrine which states that if a collateral source (namely your health insurance company) reduces a billing then the person who caused […]
E-Scooters and Liability, Are You Covered?
FAQ: What happens if I get into an accident with an e-scooter? Dockless, electric scooters arrived suddenly last summer and are apparently here to stay for the foreseeable future. Despite the general disagreement over whether or not this is a good thing, many Denver residents have adopted them as their new means of transport for […]
Teenage Drivers, Keeping Kids Safe and Premiums Low
Best Ways to Keep Insurance Premiums for Teenage Drivers Low Do you have a teenager about to hit the road for the first time? It’s a nerve-wracking prospect for any parent, especially given that motor vehicle accidents remain a leading cause of death for teens. In 2022, over 2,800 teenagers aged 13 to 19 were […]
Working with Insurance Companies after an auto accident: Yours (UM/UIM) and Theirs (BI)
UM/UIM stands for Under/Uninsured Motorist; BI stands for Bodily Injury, you elect UIM coverage through your own insurance; the other parties’ insurance is BI, coverage available for bodily injury to you caused by another driver. After a motor vehicle accident people are deeply shocked, often times injured, and quite unsure what to do next. After […]
Insurance Companies and Their Process of Adjustment, or, Can a Robot Settle Your Personal Injury Claim?
You went out shopping today. You looked at spring flowers and looked forward to the new garden you’re about to put in. You have so many ideas! You’re on your way home feeling pretty good. Then WHAM. You get hit from behind by a distracted driver. After the shock of a motor vehicle accident and […]
What Does It Mean When a Jury is Advised that a Defendant Accepts Liability?
Despite the frequency with which jury trials are portrayed on television and in movies, when a person ends up called to serve on a jury, that individual is likely to encounter a number of seemingly foreign concepts. For example, in some situations a judge may advise a jury at the start of a personal injury […]
What are punitive damages?
What are punitive damages? When someone is hurt in an accident, the non-negligent party is likely owed compensation from the intentionally harmful or negligent party. In the State of Colorado, if the negligent party acted with malicious intent or was unreasonably reckless in their conduct that caused the injury, the plaintiff may be owed Exemplary […]
Car Accidents and the Statute of Limitations
Overview The aftermath of a car accident represents what oftentimes is best described as a life altering experience. If you find yourself in such a position, you likely face physical injuries, pain and suffering and perhaps even permanent physical damage. You also may find yourself juggling medical bills and not being able to work. On […]
Understanding Caps on Damage Awards: Limits Paid to Victims of Negligence
Over the course of the past couple of decades, an inordinate amount of media attention has focused on so-called “high awards” or “high jury verdicts” in lawsuits involving an injured person or medical negligence. A prime example of a case that received a great deal of attention a number of years ago, and that remains […]
What is Contributory Negligence?
If you are injured in an auto-accident or if you have been the victim of an intentional or negligent incident, one common defense that will be used against you will be the defense of contributory negligence. Contributory negligence allows the defendant to show that the plaintiff was also responsible for the injury or damages. Contributory […]
Calculating Lost Wages in a Personal Injury Case
Injured parties can’t work and it can be devastating for families. For most individuals suffering from a major injury, many sleepless nights are spent worrying about your immediate and future financial needs. If plaintiffs are engaged in multiple levels of employment, they may have a more difficult time proving their lost wages. For instance, many […]
Protecting Your Interests After a Car Accident: Understanding a Lien Agreement
In the aftermath of a car accident, you will need to make contact with a variety of different types of entities. These include insurance companies, but also health care providers of different types. Not only do you need to be cautious of documents you sign related to insurance claims you must also take care when […]
Two Common Mistakes an Injured Party Makes After a Car Accident
In the aftermath of a car accident, it is very easy for an injured person to make a misstep when dealing with an insurance company. In other words, following an accident, the other driver’s insurance company will make contact with the injured person. The insurance company may appear to be make reasonable, logical and necessary […]
