Car accidents are stressful and can leave victims feeling overwhelmed and unsure of what to do next. If you are involved in a car accident in Denver, Colorado, knowing the proper steps to take can significantly affect your safety, health, and ability to secure rightful compensation. This guide provides a professional and empathetic overview of the actions you should take immediately after an accident.
Immediate Actions at the Accident Scene
Ensure Safety and Call for Help
Move to safety: If possible, move your vehicle to a safe location to prevent further collisions. Call 911: Report the accident to local authorities, even if it seems minor.Check for Injuries
Assess yourself and others for injuries. If anyone is injured, request emergency medical assistance.Secure the Scene
- Turn on your hazard lights.
- Set up warning triangles or flares if available.
Documenting the Incident
Gather Information
- Driver Information: Names, addresses, phone numbers, and insurance details.
- Vehicle Information: License plate numbers, make, and model of vehicles.
- Witnesses: Contact information of any witnesses.
Take Photos and Videos
- Damage to all vehicles involved.
- Traffic signs, road conditions, and weather.
Obtain a Police Report
You can file a report online or at a local police station if police do not respond to the scene.Seek Medical Attention
Even if you feel fine, see a doctor as symptoms of injuries may appear later. Keep all medical records.Notify Your Insurance Company
Contact your insurance provider and provide details, including photos and the police report number.Understanding Colorado’s Insurance and Legal Framework
Comparative Negligence Laws
Colorado follows a comparative negligence system, meaning you can recover damages even if you are partially at fault.Minimum Insurance Requirements
- $25,000 for bodily injury per person.
- $50,000 for bodily injury per accident.
- $15,000 for property damage.
Seeking Legal Representation
When to Contact a Lawyer
- Disputes over fault.
- Significant injuries or property damage.
- Insufficient insurance settlement.
How Harding & Associates, P.C. Can Help
At Harding & Associates, P.C., we guide Denver residents through car accident claims, ensuring their rights are protected.Steps for Filing a Claim
File a Claim with Your Insurance
- Provide photos, videos, and the police report.
- Include medical records and repair estimates.
Keep Track of Expenses
- Medical bills.
- Vehicle repair costs.
- Lost income.
