The answer in nearly every case is, yes! First, if you are representing yourself you have the lowest level adjusters who have only minimal authority and really don’t know the law. Almost every insurance company has higher tier adjusters when an attorney is involved. There are different adjusters based upon their experience level, the more experience the more authority the adjuster has. The more senior adjusters work with attorneys because the insurance companies know that if you are handling your own case, you likely don’t know the laws. For example, take a look at the explanation of benefits below: The billed amount was $29,352.48 and the paid amount was $6,056.11. The other side does not get to benefit from your health insurance’s work, so you cover-up or redact the paid amount. Below is how we send it to the other side, therefore this one mistake cost you over $21,000.00 on your case if you are handling it yourself. Some other financial mistakes people make when representing themselves is forgetting to deal with their health insurance- Subrogation. If you don’t deal with it, you may get a letter at a later and now you have to find the money to pay this subrogation. If you have an attorney, then the subrogation needs to reduce how much they want by the amount you are paying an attorney. See the graphic below for a financial breakdown of the impact of representing yourself versus having an attorney: This is four times more recovery on just one medical bill. There are so many other laws to help you, you can even use your car medical payments to reduce how much you have to pay back to health insurance. To summarize, yes, it is almost always going to financially benefit you to hire an attorney.